New Delhi. If your CIBIL score is above 700 then there is good news for you. LIC Housing finance is offering home loan at low interest rate. LIC Housing Finance has reduced the interest rate for new customers to 6.90 percent. This is the lowest interest rate ever on home loan. Customers whose CIBIL score is 700 or above will get loan at this rate.
The CIBIL Score of a customer depends on whether he has taken any loan earlier or not and if he has taken it then whether he has paid it on time or not. Some other such aspects are also taken into consideration while checking the CIBIL score.
Know the loan limit
According to LIC Housing Finance, the rate of interest on loans up to Rs 50 lakh will start from 6.90 percent for customers having 700 or more score in CIBIL. For those taking loans above Rs 80 lakh with the same score, there will be an interest rate of 7 percent.
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How to check CIBIL credit score
Here we are telling how to check your credit score on CIBIL website for free.
>> Go to the CIBIL website https://www.cibil.com/ and click on ‘Get Your CIBIL Score’ in the top right corner of the page.
>> This will take you to the Subscription Options page. You have to scroll down for the free option.
>> Now create the account and after filling the required details click on ‘Accept and Continue’.
>> is to verify your identity.
>> You will get a One Time Password (OTP) on the mobile number you have given. Enter the OTP and click on ‘Continue’.
>> Go to Dashboard You will be taken to a new window showing your Enrollment Confirmation.
>> An e-mail will also be sent to you regarding this. Click on ‘Go to Dashboard’ to check your credit score.
>> View CIBIL Score You will be taken to myscore.cibil.com. Here you can check your CIBIL Score and CIBIL Report for free.
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