New Delhi. There are many such businesses that can be started with low investment and you can earn a lot of money. If you have 1 lakh rupees and you want to do any business by staying in your own city, then the government can help you in this. You can earn more than 30 thousand rupees every month through investment of 1 lakh rupees.
The government will help you through the Mudra scheme. The government has prepared project reports for various types of businesses under the Mudra scheme. There is a project in this, where you will have to invest only 1 lakh rupees from yourself. Know what is this project and how you can take advantage…
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Start this business-
One business in the project report prepared under the Mudra scheme is the manufacturing unit of metal products. In this, hand tools and even some tools used in agriculture can be made from cutlery. There is a demand for cutlery in every house. In such a situation, if you are able to market your product only better, then the business can be increased further. The special thing is that according to the project report, about Rs 3.30 lakh will be spent to start this business. But if you want to do it, then the government will help Rs 2.16 lakh on easy installments.
Manufacturing unit cost
Expenses on set-up: Rs 1.80 lakh
It will include machinery like welding set, buffing motor, drilling machine, bench grinder, hand drilling, hand grinder, bench, panel board and other tools.
Raw Material Expenditure: Rs 1,20,000 (raw material for 2 months)
Every month 40 thousand cutlery, 20 thousand hand tools and 20 thousand agricultural implements can be prepared in raw material.
Salary and other expenses: 30 thousand rupees per month
Total Expense: Rs 3.3 lakh
Out of this, only Rs 1.14 lakh will have to be shown from himself. In the remaining expenditure, the government will help by giving a term loan of about Rs 1.26 lakh and a working capital loan of Rs 90 thousand.
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how to earn
According to the project report, monthly sales of Rs 1.30 lakh are estimated through the product which will be prepared in the above estimate. While the production cost on this will come to Rs 91,833. That is, the gross profit will be around Rs 18,167. In this, according to the interest rate of 13 percent loan, Rs 2,340 will have to be deposited every month. Whereas the cost of the incentive will come to around Rs 1,100 at the rate of 1 per cent. That is, the net profit will be 27-35 thousand rupees every month.
You can apply under Mudra Yojana-
For this, you can apply in any bank under the Pradhan Mantri Mudra Yojana. For this, you will have to fill a form, in which details like name, address, business address, education, current income and how much loan is required. There is no processing fee or guarantee fee to be paid in this. The loan amount can be returned in easy installments.
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